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Saturday, November 1, 2025

Smart Business Broker offers interest free instalment plans to make EB-5 visas affordable for H-1B visa workers, F-1 visa students, and E-2 visa investors

Many unscrupulous persons have misled Investors into thinking that they actually need to invest $800,000 at once. Some unscrupulous persons have also misled EB-5 visa investors into thinking that they need to take an EB-5 visa loan for only 2-3 years, but the truth is quite startling.


Truth #1:  Based on USCIS figures released between March 2025 and October 2025, EB-5 visa investors need to wait for at least 6 years to get a conditional green card, and Indian and Chinese investors may need to wait at least 10 years to get a conditional green card.

Truth #2: It is expected that based on current EB5 visa backlogs, most EB-5 visa loans will need to be disbursed for at least 6 years or more, and at a 10-12% interest rate, that works out to at least 60% of the loan amount. If it's an Indian or Chinese investor, interest paid out on the loan works out to over 100% of the actual loan.

Truth #3: Investors need to invest the entire $800,000 to be able to apply for the EB-5 visa.

 

Smart Business Broker Inc. offers EB-5 visa investors the most affordable EB5 visa offering, with an initial investment of only $100,000, and the balance to be invested in 10 equal interest-free instalments of $70,000 under the Direct Investment category of the EB-5 visa program.


EB-5 visa Investors can get their EAD in 3-4 months. As the dividends paid by Smart Business Broker are usually higher than the dividends paid by regional centers,  the net cost for an EB5 visa investor probably going to be a lot less than investing with any regional center. Also, investors don’t even need to risk more than 30% of the required amount until their I-526 petition is approved, so the risk to investors is a lot lower compared to regional centers.


If you’re on an H-1B visa or on a F-1 visa or on an E2 visa or even on a B1/B2 visa, you can apply for your green card and get your EAD in 3-4 months and continue to stay legally in the U.S.


To reduce risk to the investors, Smart Business Broker’s policy states that Investors do not have to invest more than 40% of the investment amount of $800,000 before the investor’s I-526 petition is approved, and even that is spread into multiple interest-free instalments that make the entire process affordable for EB-5 visa investors. If you’d like to get your EB5 visa in an affordable and safe manner, please call +14074946246 or visit SmartBusinessBroker.com/eb-5 to get started.